Myth: “Bank first, municipality later everywhere.” Per FAB published consultant journey, municipality certification precedes FAB technical dossier uploads.

  1. Establish plot + zoning facts from DMT side.
  2. Iterate designs through Binaa until acceptable.
  3. Reflect issued/accepted states in FBMS artefacts & consultant letters.
  4. Use official NHL pages for disbursement interplay (FAB consultants).
OwnerConsultantContractor
Signatures, UAEPASS, vendor choice, guardrails.Drawings, uploads, deterministic responses.Typically post permit/award; early join only where allowed.